Originally our company was known as FCL (Federated Credit Limited) and offered free debt advice to anyone in the UK. A sister company called Shaws Insolvency Services was also established to assist members of the Police Force who required an IVA (Individual Voluntary Arrangement). FCL worked very closely with the Police Federations, as their members were not permitted to go bankrupt. In 2005, we became aware that people calling us for help were getting confused; are we FCL, are we Shaws or are we Payplan? So the decision was made to use just one name, Payplan Ltd and to change Shaws Insolvency Services to The Payplan Partnership, that way (we hope) there will be no further confusion.

Payplan work closely with charities such as National Debt Line who help people who have unmanageable debts. Major banks and credit card companies refer clients to us for help, including Marks & Spencer Financial Services, HBOS and other lenders who recognise the need for Payplan's practical and impartial advice backed by many years of specialist debt management experience.

The Debt Advisory Service was established to offer free confidential advice to individuals and businesses experiencing financial difficulty. With the help of our approved professionals, mortgage advisors, accountants, insolvency practitioners and lawyers, we are able to offer you options which best suit your own individual circumstances.


We are not another Debt Management company and we do not charge fees to our clients for our services. We will explain all options available to you and help you make an informed choice. All information you give us will be treated in the strictest confidence. There will be no cost, pressure or obligation placed on you and the best advice will always be given in relation to your individual circumstances.

Debt Help provides solutions, choices and control.

There are many different solutions available for individuals with debt problems. Your unique personal circumstances and attitudes determine which will be appropriate. Many within the debt advice industry specialise in only one or very few solutions. This might be great for that company but may not be right for you.

At Debt Help we offer a wide variety of solutions. Our telephone consultants will work to fully understand your financial position from your perspective and only then suggest and recommend effective solutions. We provide the advice and options, you decide how to get back in control.

Kensington Financial Management are part of the Money Advice Group based on Carrington business Park, Manchester. We are well established, having been in business for over 6 years and have now helped 1,000s of people solve their debt problems. We currently employ over 100 members of staff, many of whom are graduates or who hold other professional qualifications.

We believe that we must have a full range of options available to ensure that we can offer the best solution to each individual client. We also recognise that we cannot provide all possible solutions from our own resources. Consequently, we have a number of strategic partnerships in place with other professional organisation's to ensure that clients will always be offered the most appropriate solution to their problem.

If you don't get into debt you have nothing to get out of. Obvious really, but avoiding debt is so hard to do nowadays. Temptation and special offers are everywhere. But apart from wearing blinkers, earmuffs and living a life as a recluse, what practical tips for avoiding debt altogether are there? Some of these tips below are enough to provide practical ways to get out of debt as well as avoid it.

Just-Debts was established to deal solely with the financial problems of individuals as opposed to businesses. We provide debt solutions to those in difficulties.

These solutions include Individual Voluntary Arrangements, advice on bankruptcy and how to deal with your Trustee in Bankruptcy, if you have already been made bankrupt. Just-Debts will act on your behalf to provide the best debt advice for you. The initial consultation is always free.

Just-Debts is part of Lines Henry, a firm of licensed insolvency practitioners regulated by the Insolvency Practitioners Association. We can also provide specialist advice on bankruptcy and re-mortgages to bankrupts and discharged bankrupts through, Mortgages for Bankrupts Limited.

For most people with debt problems the hardest thing to do is the initial phone call, we know it's a time when people are feeling vulnerable and fear that there may not be a solution available to them. This is where we can help

In fact the most satisfying part of my job is when somebody who has been staying up all night worried about their debts finds out that there is a way to resolve them, whether it be debt management, an IVA or just talking through the best practical debt solutions.

I would be happy to answer any questions about the service we provide, if you have any or you would like me to advise on your situation then feel free to email me on nikki@thedebtsupportcompany.co.uk

Free Practical + Helpful Advice On Debt Management , Individual Voluntary Arrangements. Bankruptcy, City Centre Office, Free Home Visits, First Steps To Facing Your Debts.

We offer a person to person service. One of our experienced consultants will visit you in your own home or at a more convenient location if preferred, to discuss your situation and your concerns and to answer any questions you might have. The initial consultation is completely free of charge and obligation.

Unlike 'Debt Management' companies we do not charge you a monthly fee and extend the period you are in debt for. Our main aim is to get you out of debt as quickly and painlessly as possible and help you stay out.

If you need debt counselling or insolvency advice, Financial Control Services can help. our company has extensive experience in protecting the interests of limited companies, partnerships, sole traders, and individuals with financial problems. If you are facing difficulties, no matter how small you think they are, don't ignore them! They won't go away.

We can help with individual voluntary arrangements, informal payment arrangements, company voluntary arrangements, refinancing plant and equipment, re-mortgaging property, factoring sales ledgers and limited company formation.